T2 Insurance's blogs

Why Your Staffing Agency’s EMR May Be Higher Than It Should Be

Staffing agency owners often assume their experience modification rate (EMR) reflects only how safe their workplaces are. In practice, a lot of the...

Understanding NCCI Class Codes: A Staffing Agency Owner’s Guide

Two staffing agencies placing similar workers can end up paying very different rates for workers' comp, and the difference often traces back to...

workers' comp insurance for staffing companies

How Return-to-Work Programs Reduce Workers’ Comp Costs for Staffing Firms

A return-to-work (RTW) program is a formal plan that helps an injured employee get back to productive work, often in a modified or...

What Staffing Agencies Need To Know About Workers’ Comp Audits Before They Happen

A workers' compensation audit is not a red flag. It is a routine check carriers use to confirm that a policy's premium matches...

Choosing the Right Partner for Workers’ Comp Insurance for Staffing Companies

Many staffing agency owners remember the moment they realized their first workers' comp policy was built for someone else's business. It could have...

Key Differences Between Staffing Agency Insurance and Traditional Business Insurance

Most staffing agency owners start the same way: They call a broker, get a standard business insurance package, and assume it covers them....

The Hidden Risks in Insurance for Staffing Agency Clients

Most staffing firms believe they're properly covered. Many aren't. The gap isn't usually a missing policy — it's the details buried inside the...

What It Actually Takes To Win Staffing Insurance Accounts

Picture this: A broker spends weeks pursuing a mid-sized staffing firm. The meetings go well, the proposal looks sharp, and the follow-up is...

Insurance Staffing Solutions: What Retail Agents Need To Know

How can retail agents find the right insurance solutions for staffing clients? The answer starts with understanding that insurance staffing solutions require a...

Understanding Insurance Coverage for Temporary Staffing Agencies

What insurance coverage do temporary staffing agencies need? The answer is not as simple as choosing a standard policy. Insurance coverage for temporary...

Avoiding Gaps in Workers’ Comp Insurance for Staffing Agencies

Staffing firms face unique insurance challenges because their employees often work in multiple industries and locations. As operations change, insurance programs must keep...

Is Your Temporary Staffing Insurance Ready for a Midyear Audit?

Many staffing firms wait until renewal season or the year-end audit to review coverage. By then, correcting gaps can be difficult. Operations in...